Established micro-businesses
Cafés, clinics, creative agencies, and importers with 3–25 staff who already file monthly accounts but lack a forward cash calendar. Engagements focus on bridging accountant reports with day-to-day spending decisions.
Chiang Mai · head office / สำนักงานใหญ่
Sync Pulse Business Financial Planning
Myth: a growing shop only needs a bigger sales target. Reality: payroll, supplier terms, and tax timing can drain cash while revenue looks fine — we map that gap in one-to-one budgeting sessions.
Budget myths that stall Thai small firms
Many owners treat the profit-and-loss statement as the whole story. For retailers and service studios in Chiang Mai, VAT remittance dates and seasonal dips on Nimmanhaeminda Road foot traffic often move cash faster than margin percentages.
We challenge assumptions in private consultations: separating owner draws from operating float, tagging expenses by commitment horizon, and building a 13-week cash view alongside your annual budget.
Inside a tailored planning engagement
- Intake interview. You share current bookkeeping exports, loan schedules, and upcoming hires or inventory buys.
- Cash-flow mapping. We line up inflows and outflows by week, flagging clusters that collide with Thai public holidays or supplier cut-offs.
- Budget scenarios. Conservative, base, and stretch cases for revenue and cost — each tied to actions you can take this quarter.
- Handoff notes. Written summary with monitoring checkpoints; optional follow-up session to adjust after month-end close.
Who benefits — and who should wait
Not a substitute for audit
We do not sign statutory financial statements or replace your licensed accountant. Planning work stays advisory and management-focused.
Not instant lending
We do not broker loans or promise credit approval. If you need funding, we help you articulate cash need and repayment capacity for your bank conversation.
Planning from our Chiang Mai office
Sessions can be held in person near Nimmanhaeminda Road or by secure video when you operate elsewhere in Thailand. Materials stay on your side unless you choose to share exports for the engagement.
Fees for consultations are quoted after intake; there is no published price list because scope varies with chart complexity and number of entities. Ask about a focused single-session review or a multi-meeting cash-flow build.
Objections we hear — answered plainly
- “My spreadsheet is enough.” Static monthly tabs rarely show which week your float turns negative after a supplier prepayment.
- “Accountant already handles taxes.” Compliance filings look backward; we align their outputs with forward spending guardrails you can act on.
- “I cannot pause operations for planning.” Most intakes fit in 90 minutes; deeper builds spread across two shorter calls.
Next step toward calmer cash weeks
Start with a conversation
Describe your entity type, monthly revenue band in qualitative terms, and the decision keeping you awake — hiring, stock, or loan covenants. We reply with whether a consultation fits and what documents to prepare.
Read the consultation menu for engagement shapes before you book.